Assisted living offers many advantages. It can help seniors to retain their independence and provides extra support when needed. It can also relieve much of the burden of running your own home.
Naturally, everyone considering this option has to think about the costs involved. Is moving to an assisted living community really worth it?
Let’s take a look at why living in an assisted living community in Somerset, KY really is worth it.
Calculate the Costs of Staying In Your Home
If you’ve lived in your home for many years, you likely have a good understanding of exactly what it costs to run it. You may have already paid off your mortgage, or you may have a mortgage or rental payments to keep up with each month.
Are you’re considering moving to an assisted living community in Somerset, KY? It’s a good idea to do a full breakdown of how much it actually costs for you to live at home. What expenses should you include?
First, calculate all your regular expenses, such as the following:
- Mortgage or rent payments
- Property tax
- Insurance premiums
- Yard maintenance costs
- Cleaning services
Once you have calculated these, look at your average spend on groceries. At an assisted living facility, the staff prepares meals for you. Snacks are also available throughout the day.
Anticipating Future Costs
As we age, most of us find mobility, lifting, and stretching to be more difficult than they were in the past. Many people make adaptations to their homes to keep themselves safe.
Consider how you plan to negotiate steps if your mobility is limited in the future. You may need to install a ramp to access the front door, or an interior chair lift to get upstairs.
You may need to remodel your bathroom to make it suitable for your needs as you age.
All of these adaptations are possible but come at a cost. When calculating the expense of staying in your home, call in some contractors. Get quotes for all the work that might need to be done.
This will give you a more realistic idea of the actual costs of staying in your current home.
Future Home Help Costs
For most of us, there comes a time when regular household tasks become more difficult than we can manage. This could include cleaning, cooking, and gardening.
It may be possible to get help from friends and family. The National Family Caregiver Support Program may be able to provide some assistance. However, as your needs increase, these costs will continue to rise.
Getting out and about for regular visits, such as medical appointments, are an important part of life. If you currently make your own transport arrangements, these costs can mount up.
If you run your own vehicle, calculate the cost of insurance, registration, gas, as well as maintenance and repairs. Assisted living communities provide regular transportation to help you get where you need to go.
The Total Cost of Staying at Home
Staying at home may seem like the most cost-effective option. But when you add up all these individual expenses, the costs certainly mount up. As we age, we can anticipate that many of these costs will continue to rise.
There are also those little extras that make life interesting that we should consider. You may currently pay for membership at a senior center, or club. There are costs each month for entertainment.
Calculating all of these costs will help to give you a clear picture of how much it will cost to stay in your own home. You can then use this to compare the cost of a Somerset, KY assisted living community.
Benefits of Assisted Living in Somerset
There are many benefits to being part of an assisted living community in Somerset, KY. And you can easily compare assisted living costs using our handy cost calculator worksheet.
Assisted living homes mean that you don’t have to worry about keeping up with every monthly bill yourself. Maintenance, security, laundry, and dining are just a few of the expenses that are included in the monthly payment.
All you will need to consider are the mortgage, caregiving, and home insurance costs.
Cost aside, there are many benefits that assisted living gives you that you simply can’t get at home.
Safety and Security
As we age, many of us feel increasingly vulnerable in our own homes. You can rest easy in your assisted living community in Somerset, KY. We provide 24/7 security so that you have nothing to worry about.
You also have the confidence that help is always on hand, any time of day or night. Our kind staff are ready to assist you with any needs and are just a call away.
Proximity to Medical Facilities
We never know when we may need medical support. By choosing an assisted living community close to a local hospital and medical facilities, you know that your needs will be met.
Part of a Community
Whatever our age, we need other people to be happy and thrive! Being part of an assisted living community gives you the opportunity to socialize with people with similar interests.
There are regular activities, including arts and crafts and book clubs. Outings are arranged for shopping and sightseeing. There are communal areas to get together just to have a coffee and a chat.
Also, salon and spa facilities on site will keep you looking and feeling your very best. Mealtimes in the restaurant are also never lonely with lots of good company on hand.
Why an Assisted Living Community in Somerset, KY Is Worth It
As we get older, so do some of the costs associated with staying in our own homes. That’s why an assisted living community in Somerset, KY is truly worth it. Under one roof, you have companionship and support as needed.
Bluegrass Senior Living in Somerset, KY offers comfortable accommodation for seniors, and so much more! Let someone else worry about the cooking and maintenance. You can get on enjoying your retirement in beautiful surroundings.
Contact us today for more information on why Bluegrass Senior Living is a great choice for you.